Finance & ERP

FreshBooks

Invoicing-first accounting for freelancers and service SMEs

Visit FreshBooksNo free tier (trial); Lite from ~$19/mo, frequent promos — researched Aug 2026

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Xero

8.2 out of 10

Cloud accounting with unlimited users — the adviser-channel favourite

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ERPNext

8.0 out of 10

The open-source ERP whose free tier is the entire product

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